A companys capital structure is the sum of all the many forms of outside financing it employs in its first stages, as used in corporate finance. The balance sheet of a firm details its financial position, which includes equity, debt, and preferred stock. Ownership of a companys shares and the right to a portion of its future earnings and cash flows constitute equity capital. Equity may be expressed as ordinary stock, preferred stock, or retained profits, whilst debt can be issued as loans or bonds. An additional component of the capital structure is short-term debt. An examination of eight trading organisations data sets was conducted on the Bombay Stock Exchange (BSE). To analyse and test hypotheses, the acquired data was imported into EViews and the multiple regression analysis approach was used. Capital structure affects a companys financial success, according to the studys results. According to the results, long-term debt and equity both significantly affect financial performance in a favourable way, whereas short-term debt has the opposite effect. This paper explains about Capital structure of SBI Life Insurance on Profitability using Ratios and descriptive statistics.