stdClass Object
(
    [id] => 12938
    [paper_index] => 202405-06-016773
    [title] => WAYS TO IMPROVE RISK MANAGEMENT AND RISK CULTURE FORMATION IN COMMERCIAL BANKS
    [description] => 
    [author] => Razzakov Talatjon Nigmatovich
    [googlescholar] => 
    [doi] => 
    [year] => 2024
    [month] => May
    [volume] => 11
    [issue] => 5
    [file] => 616pm_11.EPRA JOURNALS 16773.pdf
    [abstract] => Recently, it has become a trend among Commercial Banks to develop or try to develop specific approaches to the concept and concept of Risk Culture in internal systems. Risk Culture in banks means that all employees of the bank contribute to the management of risks in order to maximize profits and minimize losses.
    [keywords] => 
    [doj] => 2024-05-08
    [hit] => 1079
    [status] => y
    [award_status] => P
    [orderr] => 11
    [journal_id] => 6
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Environmental Economics, Commerce and Educational Management 
    [short_code] => IJCM
    [eissn] => 2348-814X
    [pissn] => 
    [home_page_wrapper] => images/products_image/6.ECEM.png
)
<br />
<b>Warning</b>:  file_get_contents(https://eprajournals.com/files_list/616pm_11.EPRA JOURNALS 16773.pdf): Failed to open stream: HTTP request failed! HTTP/1.1 400 Bad Request
 in <b>/home/eprajournals-admin/htdocs/eprajournals.com/app/controllers/HomeController.php</b> on line <b>84</b><br />
Error fetching PDF file.