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  2. Vol. 12 Issue. 4 (April-2025) EPRA International Journal of Environmental Economics, Commerce and Educational Management

INDIA'S DIGITAL PAYMENTS SURGE: REVOLUTIONIZING ECONOMY AND EMPOWERING SMALL BUSINESSES

Dr. Kishor P. Bholane
Head, Department of Commerce, Vinayakrao Patil Mahavidyalaya, Vaijapur, Maharashtra
DOI:
Abstract
India’s digital payments have surged nearly fivefold in six years, with over 40% of transactions now cashless. UPI leads this shift, empowering small businesses by removing geographic barriers and enhancing convenience. Government initiatives have also helped in driving the growth story. This research paper overviewed UPI based and non-UPI digital payments in India. It further studied association between GDP and digital payments in India.
Keywords: Digital Payments, UPI, NEFT, RTGS, Mobile Banking, Internet Bankin
Journal Name :
EPRA International Journal of Environmental Economics, Commerce and Educational Management
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Published on : 2025-04-15
Vol : 12
Issue : 4
Month : April
Year : 2025
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