The digital payment landscape has undergone a profound transformation in recent years, driven by the confluence of technological advancements, increasing internet penetration, and government initiatives promoting digital transactions. The proliferation of smartphones, improvements in digital infrastructure, and advancements in payment technologies have enabled the growth of digital payments, providing users with a convenient, fast, and secure way to conduct financial transactions. Another important reason is the pandemic. Major changes in payment behavior were reinforced, such as reducing the use of paper money, shifting from the physical market to e-commerce, and switching to faster payments anywhere at any place. This has led to the exploration or increased usage of innovative digital payments to ease the problems faced due to the pandemic. The pandemic has forced everyone to reduce the use of cash and turn to digital payment systems. It makes digital payments at any time through the Internet directly to manage the e-business environment. The global digital payment market is projected to reach $14.973 trillion by 2027, growing at a CAGR of 20.4%