stdClass Object ( [id] => 18008 [paper_index] => 202511-06-024715 [title] => KERALA-A MODEL STATE FOR FINANCIAL INCLUSION IN INDIA [description] => [author] => Dr. Krishnakumar U R [googlescholar] => [doi] => https://doi.org/10.36713/epra24715 [year] => 2025 [month] => October [volume] => 12 [issue] => 10 [file] => fm/jpanel/upload/2025/November/202511-06-024715.pdf [abstract] => Financial inclusion is really a system of bringing the people into the main stream of financial behaviour for facing their day-to-day requirements. In Kerala there are many plans and programs adopted by the government to build a strong Financial Inclusion across the states. This is a conceptual study, fundamentally aims to analyse such plans & programs and to arrive at a conclusion about its efficiency as regards its implementation. This research work is also attempts to examine the position of Kerala in terms of overall financial inclusion efforts of India [keywords] => Financial Inclusion, Financial Exclusion, Financial Inclusion strategies [doj] => 2025-11-03 [hit] => [status] => [award_status] => P [orderr] => 16 [journal_id] => 6 [googlesearch_link] => [edit_on] => [is_status] => 1 [journalname] => EPRA International Journal of Environmental Economics, Commerce and Educational Management [short_code] => IJCM [eissn] => 2348-814X [pissn] => [home_page_wrapper] => images/products_image/6.ECEM.png ) Error fetching PDF file.