Mobile payments are becoming increasingly popular as consumers become accustomed to the technology and merchants offer contactless transactions. Indian mobile payments are expected to grow five times by 2025. Digital payments have a major impact on the Indian economy. Government efforts to make India cashless are going well, but it will take time to become completely cashless due to other challenges. This study examines the impact of smart phones in mobile payments, their acceptability, and the impact of age in online payment methods.This research is based on Descriptive Research and uses Survey and Questionnaire methods for data collection. Statistical tools used include Chi-Square test, case processing, and data analysis.