stdClass Object
(
    [id] => 18313
    [paper_index] => 202512-04-025179
    [title] => AI FOR ISLAMIC FINANCIAL EDUCATION AND CAREER GUIDANCE IN SOUTHEAST ASIA
    [description] => 
    [author] => Dang Vinh 
    [googlescholar] => 
    [doi] => https://doi.org/10.36713/epra25179
    [year] => 2025
    [month] => December
    [volume] => 13
    [issue] => 12
    [file] => fm/jpanel/upload/2025/December/202512-04-025179.pdf
    [abstract] => This study explores how Artificial Intelligence (AI) can be effectively integrated into Islamic financial education and career guidance for youth in Southeast Asia. Adopting a mixed-method design, the research combines literature analysis with a survey of 369 university students in Vietnam, mostly non-Muslims, to assess perceptions, expectations, and readiness for AI-enhanced learning. Despite limited prior exposure to Halal finance, over 70% of participants positively evaluated AI’s potential to support financial literacy and vocational development.
Key findings reveal four foundational components for an integrated AI framework: (1) personalized learning pathways; (2) a Shariah compliance layer to ensure ethical and lawful content; (3) AI-driven career counseling based on learner profiles; and (4) ethical feedback mechanisms involving educators and religious advisors.
The results confirm AI’s potential to democratize access to Shariah-compliant financial knowledge while fostering culturally sensitive career competencies. A conceptual model is proposed to guide the development of inclusive AI platforms that serve both Muslim and non-Muslim youth in diverse societies.
The paper concludes with actionable policy recommendations for educational institutions, Islamic fintech developers, and regional policymakers to co-develop culturally adaptable, ethically sound AI solutions that align with Islamic finance principles and promote youth empowerment.

    [keywords] => Artificial Intelligence; Islamic Finance; Career Competency; Halal Financial Education; Shariah Compliance; Youth Empowerment; Southeast Asia. 
    [doj] => 2025-12-06
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 4
    [journal_id] => 4
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Economic and Business Review(JEBR)
    [short_code] => IJES
    [eissn] => 2347-9671 (O), 2349-0187(P)
    [pissn] => 
    [home_page_wrapper] => images/products_image/12.JEBR.png
)
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