stdClass Object ( [id] => 8005 [paper_index] => EW201804-01-002470 [title] => DETERMINANTS OF SAVING BEHAVIORS OF HOUSEHOLDS: IN THE CASE OF ROBE, GINIR AND DELLOMENA: SOUTH EAST ETHIOPIA [description] =>
  1. Abdelkhalek  T,  Arestoff  F,  De Freitas  M  and  Mage  S (2009), “A Micro  econometric    Analysis  of  Households  Saving  Determinants  in  Morocco”, Laboratoire d’Economie  de Dauphine  (LEDA),   Chaire   Dauphine- Ensae- Groupama,  Université  Paris
  2. Ahmad  MH, (2006),”  The Impact  of  Demography,  Growth  and  Public  Policy  on  Household  Saving:  A  Case  Study  of Pakistan”,  Asia- Pacific Development Journal  Vol. 13, No. 2.
  3. Akpan  S , Udoh E,  and Aya E (2011), “Analysis of Savings Determinants among Agro- basedfirm Workers  in  Nigeria:  a  Simultaneous  Equation  Approach”, Research on Humanities and Social Sciences,  www.iiste.org, Vol.1, No.3.
  4. Amudha, J and Varanthm, VA (2015),’Saving and investment behavior of rural households in Salem; International Journal of multidisciplinary Research and Development, Vol.2, No.2
  5. Creswell, W 2003, Research Design: Qualitative, Quantitative and Mixed Approaches, 2nd Edition, Sage publication: California.
  6. Cronje, M (2009), Creating a Savings Culture for the Black Middle Class in South Africa; Policy Guidelines and Lessons from China and India, University of  Stellenbosch:  South Africa
  7. Dawnson, GI (2002), Mobilizing savings, key issues and good practices in saving promotion, ÓSDC, Swiss Agency for Development and Cooperation.
  8. Elbadawi, IA and Mwega, FM (2000), Can Africa’s Savings Collapse be Reversed? The  World  Bank Economic Review; Vol.14, No.3, pp. 415-43
  9. Girma, T., Belay, K., Bezabih, E and Jema H.,(2013), “Determinants of Rural Household Savings in Ethiopia:  The Case of East  Hararghe  Zone,  Oromia  Regional State.“ Journal of Economics and Sustainable Development, Vol.4, No.3
  10. Kassim, NM (2001), ‘Determinants of customer satisfaction and retention in the cellular phone  market of Malaysia’, PhD Thesis, Southern Cross University: Lisbon
  11. Kothari, C.R (2004), Research Methodology:  Methods and Techniques; 2nd edition.  New Age International Publications. Dharmesh Printers: NewDelhi
  12. Leedy, P (1989), Practical Research, Planning and Design, 4thed. Macmillan
  13. Mansoor, A and Khattak, SK (2014), ‘Analyzing the determinants of household saving behavior in Pakistan; A theoretical approach’ unpublished paper.
  14. McKinnon, RI (1998), Money and Capital in Economic Development, Washington D.C; The  Brookings Institution.
  15. Miller, RL and VanHoose, D (2001), Money,  banking  and  financial  markets; Australia South Western Thomson Learning
  16. Modigliani, AF (1963), “The  life  cycle  hypothesis  of  saving:  Aggregate implications  and  tests” American  Economic  Review,  PP. 55-84
  17. NBE (2011), Summary and Statistical Report; Economic Survey of Ethiopia, NBE Data Base, available at: http://www.nbe.gov.et/
  18. Nga  M(2007), “An Investigative Analysis into the Saving Behaviour  of Poor Households in Developing Countries: With Specific Reference to South Africa”,Research Report prepared in partial fulfillment of the requirement for the degree of Masters in Economics.
  19. Obayelu, AO (2012), ‘Saving behavior of Rural households in Kwara state, Nigeria; African Journal of Basic and applied science, Vol.4, No.4, PP.115-123
  20. Ogwanighie, AM (1997), Savings and Investments Pattern of small scale farmers in some selected villages in Ogbadibo Local  Government Area, Benue State; Nigeria.
  21. Prinsloo, JW (2000),  ‘The  saving  behavior  of  the  South  African  Economy;  South African Reserve  Bank’, Occasional  paper;  No.14. available at: http://www.reservebank.co.za/
  22. Reddy, M., Naidu, V and Vosikata, S (n.d.),   ‘Determinants  of  Household  Savings Behaviour In an Emerging Economy: Market vs. Non Market Factors’
  23. Rehman H, Faridi M, and  Bashir F (2010), “Ho useholds Saving Behaviour in Pakistan: A Case of Multan District”, Pakistan Journal of Social Sciences (PJSS), Vol. 30, No. 1, pp.18- 28.
  24. Robinson, J (2004), Squaring  the  circle?  Some thoughts on the idea of sustainable Development; Ecological Economics, Vol. 48, No. 369-384
  25. Schautz, TP (2005), ‘Demographic determinants of saving estimates and interpreting the aggregate association in Asia, IZA Discussion paper, No. 1479
  26. Touhami, A, Florence, A, Najat, E and Sabine, M (2009), Micro-econometric Analysis of Households Saving Determinants in Morocco. African Review of Money Finance and Banking 2010, pp. 7-27.
  27. Trochim, G (1998), Positivism and post-positivism; http://www.trochim.human.cornell.edu.htm
  28. Wollela, YA (2009), Value added tax in Ethiopia: A study of operating costs and Compliance, Phd thesis, University of New South Wale
  29. Yin, R (1994), Case Study Research Design and Methods; applied Social Research Methods Series, 2nd Edition, Sage Publishing: Newbury.
[author] => Nigist Melese [googlescholar] => https://scholar.google.co.in/citations?user=KeqZGcIAAAAJ&hl=en [doi] => [year] => 2018 [month] => April [volume] => 6 [issue] => 4 [file] => eprapub/EW201804-01-002470.pdf [abstract] =>

The purpose of the study is to assess the determinant of saving behavior of households in the three selected woredas’ of Bale zone, Robe, Ginir, and Delomena. Descriptive survey research design is used and 700 sampled respondents were selected purposively from three woredas. And multiple- regression model was used to know the relationship and significance level of variables. The finding of the study revealed that among the study variables five of them are found to be significant at 5% significance level, these are educational background, occupation are negative significant variable in determining the saving behavior of households while access to credit and saving institution and access to training in the previous trend has positive relationship with the saving behavior of households where as the remaining variable are remain insignificant in explaining the saving behavior.

KEY WORDS: Saving, descriptive survey, sampled households

[keywords] => [doj] => [hit] => 1648 [status] => [award_status] => P [orderr] => 19 [journal_id] => 4 [googlesearch_link] => [edit_on] => [is_status] => 1 [journalname] => EPRA International Journal of Economic and Business Review(JEBR) [short_code] => IJES [eissn] => 2347-9671 (O), 2349-0187(P) [pissn] => [home_page_wrapper] => images/products_image/12.JEBR.png ) Error fetching PDF file.