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[author] => Kailash Bharti Goswami [googlescholar] => https://scholar.google.co.in/citations?user=KeqZGcIAAAAJ&hl=en [doi] => [year] => 2018 [month] => February [volume] => 6 [issue] => 2 [file] => eprapub/EW201803-01-002356.pdf [abstract] =>Cashless economy is an economic system in which there is little or very low cash flow in a society and goods and services are bought and paid through electronic media. No doubt, our modern society is gradually catching the cashless syndrome. E-payments, ATM cards and others are now the order of the day at our work places. This paper takes a keen look into the feasibility of introducing cashless means of business transactions into our society and the benefits and problems associated with it. Electronic banking will be made banking transaction to be easier by bringing services closer to its customers hence improving banking industry performance. The study used structured questionnaire as a means of data collection and the collected data were analyzed using simple percentage procedure. The results indicate that: majority of peoples are already aware of the policy and majority agree that the policy will help fight against corruption/money laundering and reduce the risk of carrying cash and can also foster economic growth. Major problems envisaged that could hinder the implementation of the policy are cyber fraud, poverty, inadequate facilities and numeracy illiteracy. Based on the findings some recommendations made are: the government should adopt a different strategy to educate the non-literate peoples about the cashless economy; and the Federal Government of India should establish a Cybercrime law.
KEYWORDS: Cashless Society, Electronic Media, ATM, Digital Payments
[keywords] => [doj] => [hit] => 1593 [status] => [award_status] => P [orderr] => 18 [journal_id] => 4 [googlesearch_link] => [edit_on] => [is_status] => 1 [journalname] => EPRA International Journal of Economic and Business Review(JEBR) [short_code] => IJES [eissn] => 2347-9671 (O), 2349-0187(P) [pissn] => [home_page_wrapper] => images/products_image/12.JEBR.png ) Error fetching PDF file.