Government of India established Regional Rural Banks (RRBs) through the RRBs Act of 1976 to bridge the gap in the flow of credit to the people of Rural Sector. RRBs have a special place in the multi-agency approach adopted to provide agricultural and rural credit in India. These banks are state-sponsored, regionally-based and rural-oriented. In 2007, Bangiya Gramin Vikash Bank was set up as a premier Regional Rural Bank with the amalgamation of five erstwhile RRBs Viz. Mallabhum Gramin Bank, Gaur Gramin Bank, Murshidabad Gramin Bank, Nadia Gramin Bank and Sagar Gramin Bank. This bank is sponsored by United Bank of India & Owned by Govt. of India, Govt. of West Bengal and United Bank of India. The shareholders of the Bank are Govt. of India (50%), United Bank of India (35%) and Govt. of West Bengal (15%). The present study aims to analyse post consolidation performance of Bangiya Gramin Vikash Bank from the period 2010-11 to 2015-16.

KEYWORDS: RRB’s, Bangiya Grameen Vikash Bank, amalgamation, rural sector