stdClass Object
(
    [id] => 8158
    [paper_index] => EW201801-01-002251
    [title] => THE ROLE OF COOPERATIVE FINANCE IN RURAL INDIA
    [description] => <ol>
	<li>Abhinav (2012): &lsquo;Role of Cooperative in Agriculture Credit&rsquo;, https;//www.researchgate.net.</li>
	<li>Huppi and Feder (1990): &lsquo;The role of groups and credit cooperatives in rural lending&rsquo;, The World Bank Research Observer, Vol. 15, No-2, July 1990, pg-187-204.</li>
	<li>Mohan C.P. (2005): The three tier credit cooperatives in India-Governance and Management, October-December 2005-cab calling, https;//www.scribd.com.</li>
	<li>Virendra, Gena and Wankhede (2015)-&nbsp; Role of Cooperatives in improving livelihood of farmers on sustainable basis, American Journal of Educational Research, vol13, no 10, PP1258-1266.</li>
	<li>Wadavi Madhav (2011), &lsquo;Rural Credit Cooperative Institutions: lesson for successes&rsquo;, <a href="http://www.academia.edu">www.academia.edu</a> pp1-26.</li>
	<li>&nbsp;Various report of the Task Force on Revival of Credit Cooperatives. http://www.rbi.org.in</li>
	<li>Various issues of NABARD reports. Https:// www.nabard.org</li>
	<li>Annual Reports on Trend and Progress in Banking in India, Reserve bank of India, Mumbai.</li>
	<li>Report on India- Situation Assessment survey of agricultural households, Jan-Dec 2013, NSS 70<sup>th</sup> round, Ministry od Statistics and Programme Implementation, GOI, New Delhi</li>
</ol>

    [author] => Dr. Sangita Agrawal
    [googlescholar] => https://scholar.google.co.in/citations?user=KeqZGcIAAAAJ&hl=en
    [doi] => 
    [year] => 2017
    [month] => December
    [volume] => 5
    [issue] => 12
    [file] => eprapub/EW201801-01-002251.pdf
    [abstract] => <p>Financial or credit co-operatives are a link between institutional and informal credit agencies.&nbsp; The purpose of the creation of such co-operatives was to expand rural credit and to displace informal finance in rural India. Today, the need of these financial services is very important for rural areas, as they can reach the small farmers easily, entail group liability and so reduce the risks of loan defaulter.</p>

<p>This article examines, (i) the nature and extent of these financial co-operatives in rural areas and how they affect the lending process of rural India both institutional and non-institutional credit (ii) It tries to evaluate the factors like, how far these co-operatives were successful in mobilizing the savings of the villagers and lower the risks of borrowers&rsquo; incentive to pay.&nbsp;</p>

<p><strong>KEYWORDS</strong>: co-operatives, financial services, lending process, economic development</p>

    [keywords] => 
    [doj] => 
    [hit] => 1608
    [status] => 
    [award_status] => P
    [orderr] => 28
    [journal_id] => 4
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Economic and Business Review(JEBR)
    [short_code] => IJES
    [eissn] => 2347-9671 (O), 2349-0187(P)
    [pissn] => 
    [home_page_wrapper] => images/products_image/12.JEBR.png
)
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