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AN ANALYSIS OF INCOME GENERATION AND EXPENDITURE PATTERN OF SELF HELP GROUP WOMEN MEMBERS


M.J.Cecilia Shobana
,
Abstract

All over the world, through out the history, People, who are oppressed and have something in common with them, have joined together to overcome the barriers they face.  Self Help Group (SHG) in India, as part of micro financing system, is one such formation by the people who are poor and in the clutches of poverty to support each other. Because of present formal financial system which failed to cater to the financial need of the rural poor, particularly poor women in rural households, at micro level, the concept of SHG is arisen to lend credit to those deserving people to invest in income generating activities as well as to promote saving among them.  Hence, SHGs have gained wide recognition in India as in most developing countries in Asia.  In this present context, a focus is made in this paper to explore the micro finance in general, microfinance in India, concept, characteristics and functions of Self Help Groups and the SHGs in India as well as the SHGs in Union Territory of Puducherry.

KEYWORDS: Self help group, Microfinance, Savings, income generation, expenditure pattern

Keywords:
Journal Name :
EPRA International Journal of Economic and Business Review(JEBR)

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Vol : 5
Issue : 12
Month : December
Year : 2017
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