In India, banks are widely using information technology for developing the quality of customer service. The e-transaction have also become more secure, more convenient, authentication and made ecommerce safer. Plastic money is replacing traditional concept of paying through cash. It is secured and cannot be copied. It accepted worldwide. This study was conducted to know about the awareness and use of plastic money among the consumers

KEYWORDS: banks, e– Payment, clinet, Debit card, Charge card, microprocessor chip