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ROLE OF MICROFINANCE INITIATIVES IN FINANCIAL LITERACY AND ECONOMIC EMPOWERMENT OF RURAL WOMEN; A STUDY WITH SPECIAL REFERENCE TO IDUKKI DISTRICT OF KERALA


James Varghese
,
Abstract

The role played by the microfinance institutions in the rural area of Kerala in the enhancement of financial literacy of women and their economic empowerment caused by the same is examined. An effort to describe the status augmentation originated among rural women clearly proved the premise that the financial intermediation by the microfinance initiatives plays an essential function in the awakening of rural women economically, which is a consequence of financial literacy grounded by such intermediation in the form of group credit schemes and employment generation. Three hundred responses collected from fifty microfinance units operating in an agro-based rural area were analyzed both parametrically and non-parametrically and it is concluded that the microfinance initiatives are successful in functioning as an agency of financial literacy and economic empowerment of women.

KEY WORDS: microfinance, financial literacy, rural women, economic empowerment, kudumbasree units, Idukki

Keywords:
Journal Name :
EPRA International Journal of Economic and Business Review(JEBR)

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Vol : 5
Issue : 6
Month : June
Year : 2017
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