stdClass Object ( [id] => 8400 [paper_index] => EW201705-01-001826 [title] => ROLE OF ASSAM GRAMIN VIKASH BANK IN PROMOTING FINANCIAL INCLUSION IN ASSAM [description] =>

Journals

Divya K. Hema (2013): A study on Impact of Financial inclusion with special reference to daily wage earners. Journal of Business Management & Social Sciences Research (JBM&SSR) Volume 2, No. 6(85-92)

Conolly C and Georgouras M (2012) : Measuring Financial Exclusion in Australia, The Centre for Social Impact (CSI), University of New South Wales for National Australia Bank, 2012.

Desai P. R and Surti M. M (2015): A study on Financial Inclusion and Literacy Rate in India. International Journal in Management and Social Science. Volume 3, Issue 4 (531-537)

Shahul Hameedu M. (2014): Financial Inclusion- Issues in measurement and analysis. International Journal of Current Research and Academic Review. Volume 2. Number 2 (116-124)

Sharma A and Kukreja S (2013): An Analytical Study: Relevance of Financial Inclusion for Developing Nations. Research Inventory International Journal of Engineering and Science. Volume 2, Issue 6 (15-20)

Demirgue-Kunt A and Klapper L (2012): Measuring Financial Inclusion- The Global Findex database. Policy research working paper 6025. The World Bank, development Research Group Finance and Private Sector Development Team, April

Jeykumar S (2013): Local Area Banks-Promoting financial inclusion in rural areas, Banking Finance, December (25-29)

Jose K. G and Puthur K. J (2013): Financial inclusion-new initiatives and challenges, Banking Finance, July (30-32)

Tamilarasu A (2014): Role of Banking Sector on financial inclusion development in india- An analysis. Galaxy international interdisciplinary research journal (GIIRJ), Volume2 (2), February (39-45)

Karuthedath A. And Micheal N. J. (2013): Economic transformation through the financial inclusion initiative in India post. Southern Economist, October 1 (23-29)

Poojary K. A. And Muniraj Y. (2013) : Role of Banks and SHGs in financial inclusion; A bird eye-view. Southern Economist, August 15 (5-9)

Paramasivam C. And Ganeshkumar V.(2013): Financial inclusion of Inclusive growth in Puduchery, Southern economist, September 1.

Agarwal A(2008): The need for financial inclusion with an Indian perspective, IDBI GILTS, Economic Research.

Lewis D and Mayor L. F (2013): Financial Inclusion- Key to Economic and social development, CSR mandate, June-July,2013 (14-17)

India in Figures 2015, Government of India, Ministry of Statistics and Programme Implementation, Central Statistics office, Research & Publication Unit, New Delhi.

Annual Reports

8th Annual Report of Assam Gramin Vikash Bank for the year ended 2012-13.

9th Annual Report of Assam Gramin Vikash Bank for the year ended 2013-14.

10th Annual Report of Assam Gramin Vikash Bank for the year ended 2014-15.

Websites

Www.worldbank.org

Www.adb.org/

www.rbi.org.in

http://www.imf.org/

http://www.agvbank.co.in/

 

[author] => Bikash Paul [googlescholar] => https://scholar.google.co.in/citations?view_op=view_citation&hl=en&user=KeqZGcIAAAAJ&imq=EPRA+International+Journal+of+Economic+and+Business+Review&citation_for_view=KeqZGcIAAAAJ:hCrLmN-GePgC [doi] => [year] => 2017 [month] => May [volume] => 5 [issue] => 5 [file] => eprapub/EW201705-01-001826.pdf [abstract] =>

Assam is a state with majority of rural population. Rural people due to ignorance, illiteracy etc are the underprivileged lot. They often fail to access the services enjoyed by their counterparts in urban areas. This includes the financial services that are required to maintain a decent standard of life and livelihood. Such financial exclusion is a reality in India. Efforts are on to bank these underprivileged category of rural population, the initiatives being launched by financial inclusion. Therefore, financial inclusion is the only possible alternative and mechanism which can channelize and promote banking habits among the rural population. Regional Rural Banks are conceptualised for promoting financial inclusion. Assam Gramin Vikash Bank is one of the leading rural banks in Assam which is working to financially include the excluded category of people in the state. The rural people have limited financial literacy and access to financial services. However socially and financially excluded people must attracted towards the formal financial system for the development of the society. This paper therefore attempts to identify the role of Assam Gramin Vikash Bank in promoting financial inclusion in Assam and the role of various initiatives taken by the bank for promoting financial inclusion. For the present study secondary sources of information has been collected. The annual reports of the bank and some other journals are considered for the study.

KEY WORDS: Financial Inclusion, Financial Exclusion, RRBs, Assam Gramin Vikash Bank (AGVB), BC Model, Deposits/Advances.

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