stdClass Object ( [id] => 8485 [paper_index] => EW201701-01-001469 [title] => WORKING FUND MANAGEMENT OF SELECT URBAN CO-OPERATIVE BANKS IN TAMILNADU [description] =>
  1. Alagu Pandian V and Sharma R.K. (2013), Growth And Performance Of Urban Cooperative Bank and District Cooperative Banks In Dehradun : A Case Study, VSRD International Journal of Business and Management Research, Vol. III Issue IX, pp.383-388.
  2. Alok Goyal and Harvinder Kaur (2011), Performance Evaluation of Urban Co-operative Banks in India, Elixir International Journal of Management Art, Vol.31, pp. 1966-1973.
  3. Amit Basak (2012), Appraisal of Financial Performance of Urban Co-Operative Banks of West Bengal, ZENITH International Journal of Multidisciplinary Research, Vol.2, No.12.
  4. Annual reports of Chidambaram UCB, from 2003-04 to 2012-13.
  5. Annual reports of Sirkali UCB, from 2003-04 to 2012-13.
  6. Annual reports of Tiruvarur UCB, from 2003-04 to 2012-13.
  7. Annual reports of Villupuram UCB, from 2003-04 to 2012-13.
[author] => Dr.R.Venkatasamy [googlescholar] => https://scholar.google.co.in/citations?view_op=view_citation&hl=en&user=KeqZGcIAAAAJ&imq=EPRA+International+Journal+of+Economic+and+Business+Review&citation_for_view=KeqZGcIAAAAJ:WqliGbK-hY8C [doi] => [year] => 2017 [month] => January [volume] => 5 [issue] => 1 [file] => eprapub/EW201701-01-001469.pdf [abstract] =>

Banking sector is playing a pivotal role in the development of the economy of a country by way of channelizing the savings of the people towards national development.  Urban Co-operative Banks are rendering the service effectively by considering the people irrespective of the economic status.  Hence Urban Co-operative Banks are accepting the savings of poor and middle class people by way of deposits and make way for channelizing the savings towards economic development by way of capital formation.  So, it is necessary to study about UCBs in the financial aspect.  Because UCBs are able to survive only when they earn profit otherwise they will struggle in doing banking business.  The major source of fund of a bank is collecting deposits from the people and they have other sources also for their working fund such as own fund, borrowings and other liabilities.

KEYWORDS: Banks, savings, Working fund, borrowings

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