stdClass Object ( [id] => 8608 [paper_index] => EW201607-01-001085 [title] => ANALYSIS OF REVENUE, COSTS AND PROFIT: A STUDY ON CONSISTENCY IN PERFORMANCE OF SELECT PRIVATE SECTOR BANKS IN INDIA [description] =>
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[author] => Dr. M. Jegadeeshwaran [googlescholar] => [doi] => [year] => 2016 [month] => August [volume] => 4 [issue] => 8 [file] => eprapub/EW201607-01-001085.pdf [abstract] =>

The private sector banks in India have dominated the financial system in mobilization of deposits and utilizing them for loans, advances and investments. This study analyzes the operating dimensions i.e. revenue, costs and profits of the five private sector banks i.e. Federal bank, ICICI bank, Kotak Mahindra bank, HDFC bank and Axis bank for the period from 2005- 2006 to 2014-2015. The objective of the present study is to analyze the consistency in performance of the select banks with regard to their key operating dimensions and to award an overall rank matrix based on the growth rate of all banks secured for each operating dimensions. The consistency in performance is assessed with the help of overall rank matrix. The analysis reveals that Axis bank has emerged as the most consistent overall performer in respect of all operating dimensions whereas ICICI bank has exhibited the inconsistency in its overall performance during the study period. The main limitation of this study is that the stakeholders may or may not consider the consistency in performance of the select private sector banks while dealing with them since these banks do not present the whole Indian banking industry as well as financial system.            

KEYWORDS: consistency, inconsistency, operating dimensions, interest income, other incomes, interest expenses, manpower cost, selling and administrative expenses, miscellaneous expenses.

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