Regional Rural Banks are facing a lot of challenges in facing Nonperforming assets. Sometimes Financial assistance in terms of loan given by Regional rural Banks to the poor becomes a non performing loan for the bank that is known as Non Performing Asset. Non Performing Assets affects the performance of RRBs and bank suffers from heavy losses. NPAs had become a stumbling block for regional rural banks before transformation affecting the performance and profitability.  Government of India took steps to control the NPA and improve the performance of RRBs by consolidating and amalgamating the RRBs. The present study aims to study the classification of assets, causes and trends of NPA’ s in RRBs in India in post transformation era.

KEYWORDS: Regional Rural banks, Non Performing Assets, transactions,