This paper aims to study the necessity of financial inclusion in India with reference to Pradhan Mantri jan Dhan Yojana.The sustainable growth of a developing coutry like India is only possible through the financial inclusion as providing financial services to all the people.Pradhan Mantri Jan Dhan Yojana is an ambitious scheme for the biggest financial inclusion in the world.This scheme was announced by the Hon’ble Prime Minister Narendra Modi on 15th August 2014 and it was launced on 28th August 2014.On the inaugural day, 1.5 crore new accounts were opened.This effort will lead a sustainable economic growth and also help in eradicate poverty. Financial inclusion is a creative idea which encourages the banking tradition and plays an important role to reduce poverty. PMJDY is based on the principle of “Sab Ka Sath , Sab Ka Vikas” ie provide financial services to those people who excluded from financial access.This initiative provides services like banking facility, credit, remittiances , affordable of this scheme is to provide zero balance account to the people ie there is no prerequisite to maintain any minimum balance in PMJDY accounts.