This report analyses NPA, deposits, investments, and advances in the Indian banking system. This study seeks to illuminate the banking sectors performance, difficulties, and prospects in changing regulatory and economic situations. The study included quantitative analysis, case studies, and bank balance sheets from six public and private financial institutions. Concerning patterns in Non-Performing Assets analysis suggest greater study into economic unpredictability and industry-specific difficulties. The analysis demonstrates that banks investment portfolios are diverse, particularly when looking at corporate bonds and government securities. Risk and return analysis may simplify investing plans by showing the requirement for a well-balanced and constantly-monitored strategy. Loan advances and disbursements statistics show how various sectors are getting credit, which is important for the banking system. The research suggests good risk management to reduce NPAs and credit risks. The tactics and results of public, private, and multinational banks may help transfer knowledge across fields.