stdClass Object
(
    [id] => 14235
    [paper_index] => 202411-07-018929
    [title] => FACTORS AFFECTING RESIDENTIAL CONSTRUCTION FINANCING FOR INDIVIDUALS BY COMMERCIAL BANKS
    [description] => 
    [author] => Jabbarov Majidbek Erzodovich 
    [googlescholar] => 
    [doi] => 
    [year] => 2024
    [month] => November
    [volume] => 11
    [issue] => 11
    [file] => fm/jpanel/upload/2024/November/202411-07-018929.pdf
    [abstract] => This article examines the key factors influencing commercial banks’ ability to finance residential construction for individual borrowers in Uzbekistan. Challenges such as borrower creditworthiness, regulatory constraints, economic conditions, and operational costs impact banks' willingness and capacity to extend residential loans. The study discusses potential strategies to address these barriers, including flexible credit assessment models, regulatory adjustments, technology-driven monitoring, and public-private partnerships. 
    [keywords] => commercial banks, residential construction financing, creditworthiness, regulatory constraints, housing finance, public-private partnerships
    [doj] => 2024-11-09
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 7
    [journal_id] => 7
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Economics, Business and Management Studies (EBMS)
    [short_code] => IJHS
    [eissn] => 2347-4378
    [pissn] => 
    [home_page_wrapper] => images/products_image/2.EBMS.png
)
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