stdClass Object
(
    [id] => 14662
    [paper_index] => 202412-07-019517
    [title] => EFFECT OF CREDIT RISK MANAGEMENT ON FINANCIAL PERFORMANCE OF NEPALESE COMMERCIAL BANKS
    [description] => 
    [author] => Arun Singh Thakuri
    [googlescholar] => 
    [doi] => https://doi.org/10.36713/epra19517
    [year] => 2024
    [month] => December
    [volume] => 11
    [issue] => 12
    [file] => fm/jpanel/upload/2024/December/202412-07-019517.pdf
    [abstract] => The study aims to investigate the effect of credit risk management on the financial performance of Nepalese commercial banks. For this study, secondary data and descriptive and causal-comparative research methodologies were employed. The E-view-12 student version was used to evaluate the 210 observations of balanced panel data from 15 commercial banks from FY 2010–11 to FY 2022–23. The capital adequacy ratio and credit-to-deposit ratio were shown to have statistically significant and positive coefficients. Both the capital adequacy ratio and the credit-to-deposit ratio have a substantially beneficial effect on the profitability of Nepal's commercial banks, according to the considerable positive coefficients. Therefore, banks should maintain an appropriate capital reserve to absorb a reasonable amount of losses and prioritize improvements in efficiency for expanding their lending and investment activities to enhance the bank’s financial stability and performance. 
    [keywords] => Credit to Deposit ratio, Capital Adequacy Ratio, Non-performing Loan Ratio, Bank Size, Return on Assets.
    [doj] => 2024-12-24
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 13
    [journal_id] => 7
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Economics, Business and Management Studies (EBMS)
    [short_code] => IJHS
    [eissn] => 2347-4378
    [pissn] => 
    [home_page_wrapper] => images/products_image/2.EBMS.png
)
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