The Indian construction sector is a vital pillar of the country's growth, making a substantial contribution to GDP, jobs, and the growth of urban infrastructure. Despite its strategic significance, the industry is nonetheless quite susceptible to financial instability because of intrinsic risks such market fluctuations, project delays and regulatory uncertainty. Increasing debt, liquidity problems, causes financial distress to a company. This study relies on three well-known bankruptcy prediction models Altman Z-Score, Fulmer H-Score, and Springate S-Score to evaluate the financial health of ten listed Indian construction companies during a ten-year period (2015–2024). The study demonstrates whether the Construction companies face financial distress and compare the prediction results that shows how patterns in financial performance can shift significantly over time and emphasises the value of ongoing observation.