The purpose of this study was to explore the lived experiences of small holder farmers with disabilities in cooperatives of Kawambwa district. The study employed qualitative interpretive phenomenological research design and used structured interview guide and 7 participants were purposively sampled. The responses from semi-structured interviews were analyzed qualitatively using thematic analysis. Results showed that members benefited through the receiving of bonus from the proceeds, acquired skills and it has helped them to venture even in their individual farming despite serving even in the cooperative. The cooperative had acquired a solar hammer mill, growing cassava and get good profit at the end of the year. The results also showed that the cooperative has limited access to land, water and financial resources has its challenges in their daily operations. From the finding it was noted that the cooperative need basic agricultural support services, such as money, water, land, infrastructure, and markets, should be provided and more skills is needed on general agriculture. Governments should identify cultivable land, classify them into different types of crops if necessary and negotiate with communities for eventual use of land.