stdClass Object
(
    [id] => 18450
    [paper_index] => 202512-03-025374
    [title] => TRENDS IN AGRICULTURAL CREDIT IN RAYALASEEMA REGION OF ANDHRA PRADESH
    [description] => 
    [author] => Dr.G. Eswara Reddy, Dr.S.S.Mahalakshmi
    [googlescholar] => 
    [doi] => 
    [year] => 2025
    [month] => December
    [volume] => 13
    [issue] => 12
    [file] => fm/jpanel/upload/2025/December/202512-03-025374.pdf
    [abstract] => Agricultural credit plays a key role in increasing farm productivity by adoption of new technologies and modern agricultural practices. Present paper examines the trends, sources, and distribution of agricultural credit in the Rayalaseema region of Andhra Pradesh. It analyzes source-wise availability of credit, bank-wise distribution, and per account agricultural credit over time. It is observed that institutional credit increased over a period of time. Public sector commercial banks contribute the highest share of total credit, while private sector banks provide higher per account credit. Despite overall growth in agricultural credit, small and marginal farmers continue to face access constraints. The study highlights rising per account and per hectare credit over the years, reflecting increased financial requirements in agriculture. 
    [keywords] => Agriculture, Credit, Rayalaseema, Commercial Banks, Co-operative Banks
    [doj] => 2025-12-20
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 6
    [journal_id] => 3
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Agriculture and Rural Economic Research (ARER)
    [short_code] => IJIR
    [eissn] => 2321-7847
    [pissn] => 
    [home_page_wrapper] => images/products_image/3.ARER.png
)
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