stdClass Object
(
    [id] => 15700
    [paper_index] => 202504-01-021123
    [title] => A STUDY ON THE ROLE OF CREDIT RATING AGENCIES IN FINANCIAL DECISION MAKING
    [description] => 
    [author] => Sahana.D, Sanjay.V, Prof.Dr Kahkasha Shafi, Dr.Mohammed Nabeel.K 
    [googlescholar] => 
    [doi] => 
    [year] => 2025
    [month] => April
    [volume] => 11
    [issue] => 4
    [file] => fm/jpanel/upload/2025/April/202504-01-021123.pdf
    [abstract] => Credit Rating Agencies (CRAs) play a pivotal role in today’s financial system by assessing the creditworthiness of companies, governments, and financial instruments. Their ratings help investors, lenders, and policymakers evaluate the level of risk associated with a particular entity or investment. This paper explores the influence of credit ratings on financial decision-making, particularly in investment selection, lending, borrowing costs, and regulatory compliance. The study also examines the reliability of these ratings and the challenges CRAs face, including potential conflicts of interest and their impact during financial crises. 
    [keywords] => Credit Rating Agencies, Financial Decision-Making, Creditworthiness, Investment Risk, Borrowing Cost, Financial Markets, Credit Ratings, Risk Assessment
    [doj] => 2025-04-21
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 104
    [journal_id] => 1
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Multidisciplinary Research (IJMR)
    [short_code] => IJMR
    [eissn] =>  2455-3662 (Online)
    [pissn] => - --
    [home_page_wrapper] => images/products_image/11.IJMR.png
)
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