stdClass Object
(
    [id] => 16513
    [paper_index] => 202506-01-022387
    [title] => AN ANALYSIS OF FINANCIAL DECISION-MAKING: EXPLORING SAVINGS AND INVESTMENT PATTERNS AMONG SALARIED MILLENNIALS WITHIN BENGALURU CITY
    [description] => 
    [author] => Adhvi S U , Dr. Noor Firdoos Jahaan 
    [googlescholar] => 
    [doi] => 
    [year] => 2025
    [month] => June
    [volume] => 11
    [issue] => 6
    [file] => fm/jpanel/upload/2025/June/202506-01-022387.pdf
    [abstract] => The study examines how Bangalorians who work for salaries save their money and invest their funds. The research objective examines multiple investment approaches among millennials while exploring their financial problems and determining the elements shaping their financial choices. The research investigates 200 participant responses by employing both descriptive and analytical methodologies and survey and interviewing data collection methods. Stocks and mutual funds together with fixed deposits represent the most popular investment choices according to the study data and personal research stands as the primary determinant of their financial decisions. The research study has identified three critical stressors that involve unforeseen financial costs alongside job security fears and issues managing personal debt. The study reveals that millennials participate in conservative financial management since they face increased financial obligations especially when caring for dependents. The study delivers important economic findings about millennial financial conduct which directs better economic strategies for their success while clarifying how they manage their money choices.
    [keywords] => Salaried Millennials, Financial Behavior, Investment Strategies, Savings Patterns, Decision-Making.
    [doj] => 2025-06-12
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 75
    [journal_id] => 1
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Multidisciplinary Research (IJMR)
    [short_code] => IJMR
    [eissn] =>  2455-3662 (Online)
    [pissn] => - --
    [home_page_wrapper] => images/products_image/11.IJMR.png
)
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