stdClass Object ( [id] => 16848 [paper_index] => 202506-01-022904 [title] => ASSESSING RESILIENCE AND SUSTAINABILITY OF AU SMALL FINANCE BANK: A QUANTITATIVE APPROACH [description] => [author] => Dr.Sharanabasappa Linganna [googlescholar] => [doi] => [year] => 2025 [month] => June [volume] => 11 [issue] => 6 [file] => fm/jpanel/upload/2025/July/202506-01-022904.pdf [abstract] => This study evaluates the financial performance and operational efficiency of AU Small Finance Bank from 2020 to 2024 using the CAMEL rating framework and the Altman Z-Score model. The CAMEL model assesses the bank’s strength across five critical dimensions: Capital Adequacy, Asset Quality, Management Efficiency, Earnings Quality, and Liquidity. The Z-Score model is employed to predict financial distress and measure long-term viability. The findings indicate strong capitalization and profitability, with some fluctuations in liquidity and asset quality. This dual-model approach provides a comprehensive assessment and offers strategic insights for improving the bank's financial sustainability and regulatory compliance. [keywords] => Capital Adequacy, Asset Quality, CAMEL Model, Z-Score Analysis. [doj] => 2025-07-02 [hit] => [status] => [award_status] => P [orderr] => 268 [journal_id] => 1 [googlesearch_link] => [edit_on] => [is_status] => 1 [journalname] => EPRA International Journal of Multidisciplinary Research (IJMR) [short_code] => IJMR [eissn] => 2455-3662 (Online) [pissn] => - -- [home_page_wrapper] => images/products_image/11.IJMR.png ) Error fetching PDF file.