stdClass Object ( [id] => 17676 [paper_index] => 202509-01-024196 [title] => A STUDY OF FINANCIAL LITERACY AMONG ENTREPRENEURS OF IMAGINED COMMUNITIES INVOLVED IN TEXTILE MANUFACTURING IN PANIPAT [description] => [author] => Dr. Mili [googlescholar] => [doi] => https://doi.org/10.36713/epra24196 [year] => 2025 [month] => September [volume] => 11 [issue] => 9 [file] => fm/jpanel/upload/2025/September/202509-01-024196.pdf [abstract] => The paper aimed to determine whether financial literacy and textile manufacturing business growth were related. Several facets of potential business growth along the vast dimensions of financial, strategic, and structural growth were also investigated regarding the financial literacy of the businessmen of two imagined communities of Panipat. To do this, however, the study first had to determine whether or not these businessmen were financially savvy and whether their textile units had any growth. In the Panipat textile industry, primary data was gathered from a sample of businessmen of Haiderabadi and Layyah enterprising communities selected for the study. The study's empirical findings showed that most businessmen of both communities exhibited growth and were also involved in export. In recent years, there has been a growth in financial literacy, and many nations have started programmes and other research endeavours to spread and improve financial literacy among their populations. The efficient use of financial resources has been highlighted as one of a business's success elements, and in order for a venture to successfully seek new prospects, it must have access to the necessary resources, one of which is money (Wickham, 2006:196). The paper will highlight the impact of financial literacy on the financial management of these businessmen and how they manage their finances to deal with their business expenses and other financial requirements. It would also identify credit and financial gaps as unfulfilled credits, leading to the success or failure of business productivity. It would also study does financial literacy knowledge helps them in assessing finance from financial institutions to approximate their units' credit requirements and the problems they encountered. The overall goal of this study is to determine the degree of financial literacy among entrepreneurs. This study aims to demonstrate the link between financial literacy, cash flow management, ability and knowledge, and controlling spending. [keywords] => Financial Literacy, Textile, Enterprising, Communities, Business Growth, Cash Flow Management. [doj] => 2025-09-27 [hit] => [status] => [award_status] => P [orderr] => 85 [journal_id] => 1 [googlesearch_link] => [edit_on] => [is_status] => 1 [journalname] => EPRA International Journal of Multidisciplinary Research (IJMR) [short_code] => IJMR [eissn] => 2455-3662 (Online) [pissn] => - -- [home_page_wrapper] => images/products_image/11.IJMR.png ) Error fetching PDF file.