Agricultural finance is important for strengthening the economies of rural areas by facilitating farmers' and enterprises' access to productivity-enhancing resources for resilience and sustainable development. The article reviews how financial services, namely credit, savings, crop insurance, and investment support, can help achieve sustainable rural development by enhancing agricultural productivity and reducing rural poverty while encouraging environmentally responsible practices. The study identifies the role played by an inclusive financial system, technological innovation in rural financing, and institutional support for creating long-term sustainability. It also looks at some of the challenges that beset effective financial inclusion, such as credit gaps, high transaction costs, and a general lack of financial literacy. Overall, the paper emphasizes that an efficient, accessible, and well-structured agricultural finance system is tantamount to transforming lives and realizing the Sustainable Development Goals.