Assessing financial decision-making from a fisherman's perspective in coastal regions involves considering a range of risks. Market volatility, driven by fluctuations in fish prices and changing consumer demands, poses immediate challenges. Environmental factors, such as climate change and natural disasters, can disrupt fishing conditions, impacting yields. Regulatory uncertainties, including shifts in fishing quotas and environmental compliance standards, add complexities. Technological advancements may necessitate investments, while limited access to credit and interest rate fluctuations present financial risks. Study is done with secondary data such as case studies, literature reviews, books, blogs and internet sources. Findings show that it is reasonable to expect that conflicts in fisheries management will increase with time as human population grows and seafood demand increases.