Recently, financial technology and innovations have had a substantial domain in the financial sector of the Ghana. This thesis investigates the short-run and long-run impacts of financial technology and innovations on Ghana’s economic growth via the auto-regressive distributed lag (ARDL) approach by using quarterly data for the period 2011 and 2020. The outcome of the ARDL bounds tests shows a long-run co-integration between financial innovation and economic growth in Ghana. According to empirical results, ATM and MM have a positive effect on economic growth in the long run. Lastly the study indicates that the banking sector and network providers should spread the digital infrastructures especially ATM and mobile money outlets even in the rural areas to boost financial technology and economic growth. Again, the Bank of Ghana should formulate policies to strengthen financial technology and innovation.