The Academic Bank of Credits is an online repository that houses the credit records that each student has accrued over their educational journey. Students will be able to access their accounts and be presented with several alternatives for enrolling in and withdrawing from schools and universities. Throughout the duration of higher Education, there will be “multiple exits” and “multiple entries,” and credits will be transferred through the ABC without any problems. At any given time, ABC can be regarded as a reliable source to check a student’s credit history. Therefore, the idea behind ABC serves as motivation to increase faculty productivity and assist students in adopting a multidisciplinary learning style. It reflects its commitment to enhancing academic mobility and flexibility. National Education Policy (NEP) 2020 recommends the establishment of an Academic Bank of Credit (ABC), which would digitally store the academic Credits earned from various recognized HEIs so that the degrees from HEIs can be awarded considering credits earned. The major functions of ABC are registration of HEIs under the ABC scheme and opening, closure and validation of academic accounts of students, credit verification, credit accumulation, Credit transfer/redemption of students and promotion of the ABC among the stakeholders. This article highlights the ABC s in Higher Education.