stdClass Object
(
    [id] => 15465
    [paper_index] => 202503-02-020769
    [title] => DETERMINANTS OF FINANCIAL PERFORMANCE: AN EVIDENCE FROM PRIMARY COOPERATIVE AGRICULTURE DEVELOPMENT BANKS, COIMBATORE 
    [description] => 
    [author] => Dr. M.Prakash , Ms. M.Pavithtra
    [googlescholar] => 
    [doi] => 
    [year] => 2025
    [month] => March
    [volume] => 10
    [issue] => 3
    [file] => fm/jpanel/upload/2025/April/202503-02-020769.pdf
    [abstract] => Financial performance refers to the act of carrying out financial activities and evaluating how well financial objectives have been achieved. It involves assessing the outcomes of a firm's policies and operations in monetary terms. Measuring financial performance helps determine a firm's overall financial health over a specific period. It allows comparisons between similar firms within an industry or across different sectors. This study aims to analyze the financial performance of the Central Co-Operative Bank, Theni, using an Analytical Research Design. The study uses financial data from 2019-2020 to 2023-2024 for evaluation. Various financial tools such as ratio analysis, comparative balance sheets, common-size balance sheets, and working capital changes are applied. These tools help assess the bank’s financial stability, profitability, and liquidity. The asset utilization ratio, which measures efficiency in asset use, was 0.09 in 2019-20 but declined to 0.07 in 2023-24. A decline in this ratio indicates reduced efficiency in asset utilization. The study suggests that the bank's current assets have decreased over time. A decrease in current assets may affect the bank’s ability to meet short-term financial obligations. To improve financial stability, the bank should take measures to strengthen its liquidity position. Increasing current assets and improving operational efficiency are necessary. Effective financial management and strategic planning can help enhance the bank’s financial performance. Implementing these recommendations will help the bank sustain growth and meet its financial objectives.
    [keywords] => Economic value added, Financial Health Index, Z -score 
    [doj] => 2025-04-03
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 53
    [journal_id] => 2
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Research & Development (IJRD)
    [short_code] => IJSR
    [eissn] =>  2455-7838 (Online)
    [pissn] => - -
    [home_page_wrapper] => images/products_image/2-n.png
)
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