Artificial intelligence is rapidly transforming various sectors across the economy, particularly manufacturing, healthcare, retail, and transport, but one industry with the most obvious impact is the FinTech industry. FinTech companies utilize AI to enhance customer experience, streamline operations, and deliver more secure, personalized financial services. This research explores the evolving role of AI in FinTech with the context of Industry 6.0, which is anticipated to emerge around 2050. Where algorithmic trading, advanced fraud detection, ethical issues, real-time cyber security, and personalised financial services are supposed to be at the next level. This study also explores the major opportunities, such as improved efficiency, decision-making capabilities, and accuracy, as well as challenges related to regulatory compliance, data privacy, and ethical AI. By exploring existing patterns and envisioning future trajectories, this article aims to deliver a comprehensive understanding of how AI will shape the FinTech landscape in the intelligent era of Industry 6.0.