stdClass Object
(
    [id] => 17719
    [paper_index] => 202509-02-024249
    [title] => FINTECH INNOVATION AND TECHNOLOGY: REDEFINING THE FUTURE OF FINANCIAL SERVICES
    [description] => 
    [author] => Dr. R. Vennila
    [googlescholar] => 
    [doi] => 
    [year] => 2025
    [month] => September
    [volume] => 10
    [issue] => 9
    [file] => fm/jpanel/upload/2025/October/202509-02-024249.pdf
    [abstract] => Financial Technology (FinTech) has emerged as a transformative force reshaping the global financial ecosystem. By integrating innovation and advanced technologies such as artificial intelligence, blockchain, big data analytics, and cloud computing, FinTech has redefined the delivery, accessibility, and efficiency of financial services. This revolution is not merely about digitizing existing processes but about creating entirely new paradigms of financial interaction that are faster, more secure, and inclusive. The evolution of digital payment platforms, peer-to-peer lending, robo-advisory services, and decentralized finance illustrates how traditional banking and financial institutions are being challenged to adapt to a more agile and technology-driven environment. Furthermore, FinTech plays a pivotal role in promoting financial inclusion by extending services to underserved populations, thereby bridging gaps in accessibility and affordability. Despite its immense potential, the sector faces challenges related to cybersecurity threats, data privacy, regulatory frameworks, and the risk of digital inequality. This paper explores how FinTech innovation is redefining the future of financial services, with an emphasis on opportunities, challenges, and the strategic responses of stakeholders. It argues that the future of finance will depend on a balanced approach that leverages technological innovation while ensuring resilience, trust, and equitable access. Ultimately, FinTech is not only reshaping the financial industry but also driving broader economic and societal transformation.
    [keywords] => FinTech, Financial Innovation, Digital Transformation, Blockchain, Artificial Intelligence, Financial Inclusion, Digital Payments, Financial Services, Cybersecurity, Decentralized Finance (DeFi).
    [doj] => 2025-10-03
    [hit] => 
    [status] => 
    [award_status] => P
    [orderr] => 47
    [journal_id] => 2
    [googlesearch_link] => 
    [edit_on] => 
    [is_status] => 1
    [journalname] => EPRA International Journal of Research & Development (IJRD)
    [short_code] => IJSR
    [eissn] =>  2455-7838 (Online)
    [pissn] => - -
    [home_page_wrapper] => images/products_image/2-n.png
)
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