This study examines and compares the working capital management of Axis Bank and HDFC Bank, focusing on liquidity, efficiency, and short-term financial stability. The research analyzes key components such as cash management, receivables, and current liabilities over the last five years. Using a descriptive and analytical research design, secondary data from annual reports and financial statements were collected and analyzed through ratio analysis and trend evaluation. Findings indicate differences in liquidity strategies and operational efficiency, offering insights for improving financial management and short-term resource optimization in Indian banks.