The aim of this project is to study that examines the impact of a commercial agriculture credit scheme on the performance of its beneficiaries. The analysis employs a regression model to identify the factors that influence the performance of the beneficiaries in terms of yields, profitability, and income levels. The findings reveal that access to credit has a positive impact on the performance of the beneficiaries, with increased yields, profitability, and income levels observed among those who have received credit. However, the study also highlights the need for additional support services, such as training and technical assistance, to ensure the success of the credit scheme. The study concludes that commercial agriculture credit schemes can play a vital role in improving the performance of small-scale farmers, but must be accompanied by other forms of support to ensure long-term success.