This study investigates how the pandemic has prompted individuals to reevaluate their risk management strategies and how their perspectives on insurance have changed as a result. Health, life, and income protection insurance plans are all on the rise, as the article explains. This might be because people are feeling more vulnerable as a result of the worldwide health crisis. The study also delves at the ways in which insurance might mitigate the social and economic impacts of COVID-19, such as the inability to work, high medical costs, and business disruptions. The research found that insurance companies played a crucial role in assisting individuals in their recovery and resilience after the outbreak. It takes into consideration innovations like telemedicine, automated claims processing, and personalized coverage, as well as how insurance firms have adapted their offers to meet the evolving expectations of clients in the Post COVID-19 Scenario. The study also delves at the interplay between insurance, public health programs and government efforts to strengthen societys ability to withstand future disasters.