A robust and efficient banking framework is fundamental to a nation’s economic well-being. The banking industry acts as the backbone of commercial activity,reflecting the overall health of the economy through its financial operations.When the economy struggles with limited capital for developmental needs, banks help bridge this gap by gathering and directing funds where they are most needed. The progress of the financial sector is closely interwoven with the nation’s economic advancements. Banks cultivate a culture of saving among citizens by providing secure and appealing deposit options. They also enhance the efficient use of financial resources by offering credit to key areas of the economy. Unlike other forms of business, the core of banking lies in managing funds entrusted by the public, making it a trust–driven sector that operates primarly with other people’s money.