Now days, microfinance is playing very vital role in the development of rural sector by enhancing the investment expenditure on consumption and on living standard. Many of the research papers and research works have already proved it. This present study is based on SHGs worker’s monthly expenditure of their family. All the basic expenditure items are taken for analysing their consumption pattern. This study is based on primary data of rural area of Mirzapur district of U.P. In this study four villages re taken which belongs to Haliya block. One third of all SHGs’ workers are taken from each four villages for sample. This present paper discusses about benefits received from microfinance and analysing their effect on family’s expenditure of SHGs worker’s before joining and after joining SHGs. In this study, impact of microfinance has been seen on food, education, health, entertainment, remaining other items and on all over family’s monthly expenditure. In case of food expenditure, expenditure level increase very slightly. But in case of education, entertainment and health expenditure, family’s members’ expenditure pattern has strong positive sign. And all over pattern of expenditure shows very positive changes.