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Pinki, Aryan
ASSISTANT PROFESSOR, B.P.R COLLEGE KURUKSHETRA
Abstract
Today’s era is the digital age. The digital age has made all the work very easy for us. The rise of digital banking has also happened due to the digital age. Or should you say that if the digital age had not come, then today there would be no digital banking? Digital banking has become a part of our life. In this paper, we will know what is digital banking and how much it is growing in India. For growth, we have taken data from the RBI report. In, this we will see what are the products of digital banking. Then we will see what are the benefits of digital banking. After this, we will know what is the problem of digital banking. What is the problem in India? We all know this. This paper will be helpful, for all those who want to know about digital banking. Digital banking plays an important role in the economy of our country. Ever since it has come, many people have had a big interest in banking. what problems e-banking is facing in India? India is such a country, that more than half of its people live in villages. There is not such a good network facility in the village of India. This thing is not good for digital banking, however, the efforts of the government are going on that how to connect everyone to the internet. Apart from this, people in India are away from e-banking even when they are less educated. They are afraid that some fraud may happen to them. This paper of ours DIGITAL banking will discuss all these things, how some people are taking advantage of DIGITAL banking and some people are still away from it. Even today many people in India avoid digital banking.
Keywords: Digital Banking, RTGS, NEFT, UPI, Meaning of Digital Banking, Merits of Digital Banking, Plastic Money, Net Banking
Journal Name :
EPRA International Journal of Multidisciplinary Research (IJMR)

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Published on : 2022-05-18

Vol : 8
Issue : 5
Month : May
Year : 2022
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