Rural society is a main society in India. India is well-known in world due to Indian culture, village society and rural lifestyle. In India, six lakhs villages are scattered. All villages show the unique qualities and feathers. The development of agriculture greatly altered the social structure and institutions. The new form of economy made possible a more rapid growth in population. It also meant a more settled abode. Man founded villages and thereby created the need for new forms of social structure and social control. Family and marriage institutions have remarkable, special characteristics in the rural society. Lack of access to credit is one of the most pressing issues that find in India. India’s rural population is mainly concern towards the Indian society. Farmer’s suicide within the agricultural sector does not occur as a shocking matter as the farmers are deprived of monetary assistance. When they are most in need a farmer cries for help have been ignored as the damaging effects from the absence of credit loans tickles down the population. Apart from the healthcare of a farmer, the lack of access to credit also highly important as almost 80% the farmers own less than a hectare of land. The availability of credit alloys farmer’s to be protected from inflated costs faced in agriculture and also, improve the quality of fertilizers and hence the output. Should the distribution of credit loans improve the Indian government would also find it easily to meet production targets and have a better control over prices of grains.