we will know how many transactions have been done digitally in India according to the new data. In this paper, we will discuss the types of e-banking. Apart from this, what is the opportunities for E-banking are very important for any country. With this, customers get many facilities, but it also has some concerns and marketers challenges in the field of e-banking. This paper of ours will be helpful to understand the meaning of e-banking. In this, for e-banking in India, what problems e-banking is facing in India? And what difficulties does it face? India is a unique nation in that more than half of its citizens reside in rural areas. In the Indian village, the network infrastructure is not as good. Although this is not a terrific situation for electronic banking, the government is working to get everyone online. In addition, even those in India who are less educated avoid using online banking. They worry that they might become victims of scam. This essay on e-banking will go over all of these topics and show how some people benefit from it while others continue to avoid it. Many Indians still steer clear of digital banking nowadays. It may not be properly informed for a variety of reasons, including illiteracy, a lack of sufficient resources, and security concerns. Our governments biggest problem is figuring out how to raise it. E-banking will help our nation combat black money if it is created. Our report provides an overview of the state of e-banking in India.